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Our Story

Your trust, our commitment.

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Empowering your homeownership dreamsPrecision, professionalism, and peace of mind in mortgage financing

From mortgage application to celebration, we stand by you at every step, inspiring you to embrace the journey ahead.

4C Mortgage Consultancy is the UAE’s first ISO 9001:2008 certified independent mortgage consultancy, established in 2013 and headquartered in Dubai. Licensed by the Dubai Economic Department and regulated by the Real Estate Regulatory Authority (RERA), we specialize in delivering trusted, transparent, and personalized mortgage solutions across the UAE.

With a passionate team of skilled mortgage professionals, we assist hundreds of clients each month—locally and globally—helping property buyers, investors, and homeowners make informed financing decisions. Our commitment is to provide tailored mortgage advice backed by comprehensive market analysis and an unwavering focus on client satisfaction.

We offer a full range of mortgage services, including:

  • Home financing solutions for properties in Dubai and other Emirates

  • Mortgage refinancing for residential and commercial properties

  • Developer handover payment mortgages

  • Loan transfers with market-leading buyout rates and terms

  • Cash-out mortgages for fully paid properties at competitive interest rates

At 4C Mortgage, our goal is simple: to make your property financing journey smooth, informed, and stress-free—with the right mortgage solution every step of the way.

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Illustrating Our Financial Footprint

Illustrating our financial footprint involves looking at key metrics like the mortgage approval rate, total disbursement, the number of clients served, and customer satisfaction. By tracking these measures, we can better understand our impact on the community and find areas for improvement. This overall view will help us improve our services and make sure we meet our clients' needs effectively.

97 %

Online Loan Approval Rate

23 B

Total Loans Disbursed

9,000

Clients

94 %

Customer Satisfaction Rate

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Our Vision

To be the company that best understands clients requisite with ‘Out-of-box’ thinking approach. We want to employ people who are extremely satisfied and who go an extra mile for client’s satisfaction. Adhere to our core values we pride to deliver, what we assure to our business partners, stakeholders, employee and the customers.

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Our Mission

Our mission is to be the first choice of investors for providing premier mortgage consultation in the region. To lead the industry through innovation, expertise, trust and service, that gratifies the need and exceeds the expectation of our customers and business patrons. Alongside we at 4C Mortgage strive to facilitate our valued customers with the best ever premium financial service in conjunction with the best ever lowest rate possible, which ensure ‘Peace of Mind’.

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Our Values

        We are contented if our clients are satisfied; it defines our core values and guides us daily in
      illuminating our customers to accomplish financial success and contentment.
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Our Integrity

Always deal with honesty and lucidity with customers, banks, colleagues and all business associates. We build trust and act with sincerity.

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Our Respect

Treat all individuals with pride, equality, courtesy and kindness, which lead to greater productivity and staff satisfaction.

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Our Trust

Keeping our promises and are committed to doing business the right way.

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Our Quality

Do it right the first time, believe in delivering the premier quality financial solution.

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Our Passion

Employing and nurturing staff with enthusiasm for providing the premium service to our patrons.

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Our Knowledge

Aptitude to develop leaders and strive to continually grow our combined expertise to meet everyone needs.

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Our Customers

Focused in delivering quality solutions that meet our customers' needs. Customers are our priority and we are devoted to foresee their needs and always surpass their expectations.

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Our People

Team is the strength of our business. We are proficient, high performing team players hone in on delivering and drawing on our expertise. We intend to attract, develop and retain the best people around.

Our Customer Franchise

Our team has helped thousands of customers avail of a loan through our network and has received consistently positive customer reviews.

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Successfully provided consultancy to valued clientele spread all across Europe, UK, India, US and UAE

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Deal directly with senior management in financial institutes which fasten the process

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With strong market networks we ease on the tortuous cases

Introducing Our Team

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Contact Us

Get A Free Quote

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