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Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Salaried STL (Salary Transfer)

3.99%p.a fixed for 3yrs

1.60%p.a. + 1 month EIBOR with a min rate of 3.10%p.a.

 80 Islamic
Key Features:
  • Age at maturity up to 70yrs available.
  • Nil Property Insurance
  • Extended fixed rate periods available on request
  • Option to consider rental of property being purchased
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for settlements up to 20% of outstanding each year

1% of amount exceeding 20% with a maximum of AED 10,000/-
Processing Fee

Nil under current promotion

 

 Early Settlement Fee

1% of loan outstanding with a maximum of AED 10,000/-
Valuation Fee

AED 2,625/- inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Self-Employed

4.99%p.a. fixed for 3yrs

2.25%p.a. + 1 month EIBOR with min rate of 3.10%p.a.

 80 Islamic
Key Features:
  • Age at maturity up to 70yrs available.
  • Nil Property Insurance
  • Extended fixed rate periods available on request
  • Option to consider rental of property being purchased
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for settlements up to 20% of outstanding each year

1% of amount exceeding 20% with a maximum of AED 10,000/-
Processing Fee

0.5% of finance value plus VAT

* Nil for handover payment finance and Buyout transactions

 Early Settlement Fee

1% of loan outstanding with a maximum of AED 10,000/-
Valuation Fee

AED 2,625/- inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Self-Employed / Salaried - Rental Backed

6.00%p.a. fixed for 1yr

2.00%p.a. + 3 month EIBOR

 70 Islamic
Key Features:
  • Competitive pricing for lease rental product
  • Lowest fee for such a product offering
  • NIL partial settlement of loan without cap
  • Finance up to 70% for Abu Dhabi and Dubai and 65% for other emirates
  • Age at maturity up to 70yrs for expats and 75yrs for UAE Nationals
  • Tenor of up to 15 years 
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for partial settlement
Processing Fee

0.50% of approved finance amount + VAT

 Early Settlement Fee

1.00% of remaining finance outstanding
Valuation Fee

AED 3,000/- for an individual unit; for multiple units and building a quotation will be requested and provided by bank

 Salary Transfer no
Life Insurance / Takaful

NIL

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Arab Bank : NSTL and Self Employed

Salaried : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs

Self-Employed : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs

Other : Additional 0.25% for Equity for salaried clients

1.99%p.a + 6month EIBOR with min of 3.75%p.a

Additional 0.50% for Self Employed clients

 80 Conventional
Key Features:
  • Quick turnaround time
  • Branch network accross GCC
  • Preferred bank for GCC national
  • Free partial settlement for upto 25% of loan
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee
  • Nil for upto 25% of loan outstanding
  • 1% for payments above 25% with a maximum of AED.10,000/-
Processing Fee

0.50% of finance value

 Early Settlement Fee

1.00% of loan outstanding with a maximum of AED 10,000.00
Valuation Fee

AED 3,000.00 + VAT

 Salary Transfer no
Life Insurance / Takaful

0.40%p.a on monthly reducing loan balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Arab Bank STL 2&3yrs

3.98% Fixed for 2yrs

4.15% Fixed for 3yrs

1.89% +3month Eibor with a minimum rate of 3.24%p.a

 80 Conventional
Key Features:
  • Excellent turnaround time
  • Presence accross GCC 
  • Preferred bank for GCC nationals
  • Low initial costs with low processing fee
  • Partial settlement free for upto 25%
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

NIL fee for upto 25% of loan outstanding

1% for above 25% capped at AED.10,000/-
Processing Fee

0.25% of finance value but waived for buyout transactions

 Early Settlement Fee

1% of loan outstanding with a maximum of AED. 10,000/-
Valuation Fee

AED. 3,000/- + VAT

 Salary Transfer yes
Life Insurance / Takaful

0.4%p.a on monthly reducing loan principal

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Resident Purchase

4.49%p.a. fixed for 3 or 5 yrs

1.79%p.a. + 3 month EIBOR

 80 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • 50% refund on Valuation fee
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for up to 15.00% of Loan outstanding

1.00% of remaining up to a Maximum of AED 10,000/-
Processing Fee

0.25% of finance amount with a min. of AED 3,000.00

 Early Settlement Fee

1.00% of the outstanding loan amount with a maximum fee of AED 10,000.00
Valuation Fee

AED. 3,000.00 + VAT ( 50% refunded on loan disbursal)

 Salary Transfer no
Life Insurance / Takaful

0.0116% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Commercial Properties

6.99%p.a fixed for 3 yrs

3.00%p.a + 3 month EIBOR with a min rate of 5.49%p.a.

 70 Conventional
Key Features:
  • Up to 70% Loan to value available (LTV).
  • Low document product option with reduced LTV (up to 60%)
  • Property can be purchased in name of Individual / Company
  • Warehouses can also be financed.
  • Borrowing would be in company's name only.
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being pre-settled
Processing Fee

1.00% of loan amount

 Early Settlement Fee

1.00% of the loan outstanding
Valuation Fee

AED 3,150/- inclusive of VAT for a single unit. 

 Salary Transfer
Life Insurance / Takaful

0.14% p.a on the loan outstanding calculated on a yearly reducing balance. 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Low Docs Equity - Resident

4.59% p.a fixed for 3yrs or 5yrs

1.99%p.a. + 3 month EIBOR

 65 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • Equity to the extent of 20% of property value in personal account
  • Maximum Equity in personal account not exceeding AED 3,000,000/-
  • Equity over 20% of property value will be a 3rd party payment
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee
  • Nil for up to 15% of Loan outstanding
  • 1.00% of remaining up to a Maximum of AED 10,000/-
Processing Fee

1.00% of loan/finance value plus VAT

 Early Settlement Fee

1.00% of the outstanding loan amount with a maximum fee of AED 10,000/-.
Valuation Fee

AED 3150/- inclusive of VAT

 Salary Transfer
Life Insurance / Takaful

0.0116% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Non-Resident

5.49%p.a. fixed for 3yrs

2.79%p.a. + 3 Month EIBOR

 65 Conventional, Islamic
Key Features:
  • Lowest fixed rate for Non-Residents in market
  • No early settlement fee for upto 15% of loan outstanding
  • 50% refund on Valuation fee
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for upto 15% of finance outstanding

1.00% for additional payments with a maximum of AED.10,000.00
Processing Fee

1.00% of Finance Value with a min of AED.3,000.00

 Early Settlement Fee

1.00% of Amount Paid/Settled to a Max of AED. 10,000.00
Valuation Fee

AED. 3,000.00 + Vat 

 Salary Transfer no
Life Insurance / Takaful

0.0016% charged monthly on outstanding finance value

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD Off Plan Resale

4.74%p.a. fixed for 3 yrs

1.94%(Sal) to 2.04%(SE) + 3 Month Eibor

 50 Conventional
Key Features:
  • Only product available that finances off-plan resale purchases based on the market value of the property.
  • Until handover only simple interest is charged on a monthly basis
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for up to 15% of outstanding principal each year

1% up to a maximum of AED 10,000/- of amount settled
Processing Fee

1% of finance value plus vat

 Early Settlement Fee

1% of outstanding principal up to a maximum of AED 10,000/-
Valuation Fee

AED 3,150/- per valuation

(Two valuations needed for finance of over AEd.12million)

 Salary Transfer no
Life Insurance / Takaful

0.15% p.a. on finance value calculated on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD- STL Resale and Handover

3.99%p.a. fixed for 3yrs

1.79%p.a + 3 month EIBOR

 80 Conventional, Islamic
Key Features:
  • Nil fee for partial payments up to 15%
  • Good branch network and online access
  • Reasonable turnaround times
  • Low insurance insurance costs
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for up to 15% of outstanding paid in a year

1% of partial settlement for payment beyond 15%, capped at AED 10,000/-
Processing Fee

0.25% of loan / finance value + vat

 Early Settlement Fee

1% of loan outstanding capped at AED 10,000/-
Valuation Fee

Aed 3,150/- inclusive of vat

 Salary Transfer yes
Life Insurance / Takaful

0.12% p.a of loan outstanding calculated on monthly reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
DIB NSTL and Self Employed

4.10%p.a Fixed for 3yrs

1.5% + 3-month EIBOR for Salaried

1.75% + 3-month EIBOR for Self Employed

 80 Islamic
Key Features:
  • Lowest follow-on rate post-fixed rate period
  • Quick processing times.
  • Excellent branch network and post-drawdown infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1% of amount being settled (maximum of AED 10,000/-)
Processing Fee

0.5% of finance amount

 Early Settlement Fee

1% of outstanding principal outstanding (maximum of AED 10,000/-)
Valuation Fee

AED 2,500/- inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.03% monthly on reducing finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
DIB STL& Buyout

3.95% p.a. Fixed for 3 years

1% + 3month EIBOR

 80 Islamic
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1% of settlement amount (maximum of AED 10,000/-)
Processing Fee

NIL under current promotion

 Early Settlement Fee

1% of principal outstanding (maximum of AED 10,000/-)
Valuation Fee

AED 2500/- inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.03% monthly on finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Invest : Rental Backed

1.75% p.a + 3 month EIBOR

1.75% p.a + 3 month EIBOR

 70 Conventional
Key Features:
  • Best pricing for lease rental based product
  • Quick processing times
  • Loan amounts up to AED 55,000,000/-
  • Finance properties in all emirates
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being settled
Processing Fee

1.25% of the approved Finance amount + VAT

 Early Settlement Fee

1.00% of amount being settled if from own sources or sale of asset

2.00% of amount being settled if loan being bought out by another bank
Valuation Fee

AED 3,000.00 for individual unit; if building or multiple units, then a quotation will be obtained and shared.

 Salary Transfer no
Life Insurance / Takaful

Not Applicable

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Non-Resident

5.99%p.a fixed for 2yrs

2.99%p.a. + 3month EIBOR with a min of 5.99%p.a.

 65 Conventional, Islamic
Key Features:
  • Highest loan to value offerred for Non-Residents
  • Simple documentation
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of Loan/Finance outstanding : Nil (0.00%)

Above 25% of Loan/Finance outstanding : 1.00% with a max of AED.10,000.00
Processing Fee

1% of Loan / Finance value

 Early Settlement Fee

1.00% of loan / finance outstanding with a maximum of AED.10,000.00
Valuation Fee

AED. 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165%p.a. on the outstanding principal on reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Non-Resident - Premium

5.75%p.a fixed for 2yrs

2.99%p.a. + 3 month EIBOR with a min rate of 2.99%p.a.

 65 Conventional, Islamic
Key Features:
  • Highest Loan to value available for non residents
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
  • Equity available of upto AED 500,000/- in personal account
  • Equity above AED 500,000/- only 3rd party payments
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of principal outstanding : Nil (0.00%)

Above 25% of principal outstanding : 1.00% with a max of AED.10,000.00
Processing Fee

1.00% of loan / finance amount

 Early Settlement Fee

1.00% of principal outstanding with max of AED 10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer
Life Insurance / Takaful

0.165% p.a. on monthly reducing loan/finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Salaried - Premium

3.99% p.a. fixed for 2yrs

1.75% + 3month Eibor with min rate of 3.99% p.a.

 70 Conventional
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with NIL processing fee
  • No fee for prepaying your mortgage up to 25%
  • Quick turnaround time
  • Efficient branch network
  • Minimum Loan amount of AED.5Million or Salary > AED 80,000/- transferred to mashreq bank
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25% of Loan/Finance outstanding : Nil (0.00%)

Above 25% of Loan/Finance outstanding : 1.00% for with a max of AED.10,000/-
Processing Fee

Nil under current promotion

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a maximum of AED.10,000/-
Valuation Fee

AED 2,650/- inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Self-Employed / Low Docs - Premium

5.25%p.a. fixed for 2yrs

2.25%p.a. + 3month EIBOR with min rate of 3.99%p.a.

 65 Conventional
Key Features:
  • Simple Documentation
  • Low upfront costs
  • No fee for prepaying your mortgage up to 25%
  • Quick turnaround time
  • Efficient branch network
  • Minimum Loan amount of AED.5Million
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25.00% of finance outstanding : Nil (0.00%)

Above 25.00% of finance outstanding : 1.00% with a max of AED 10,000.00
Processing Fee

0.5% of finance amount plus VAT

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a maximum of AED 10,000.00
Valuation Fee

AED 2,650/- inclusive of VAT

 Salary Transfer
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq Low Docs

5.49%p.a. fixed for 2yrs

2.25%p.a. + 3month EIBOR with a min rate of 5.49%p.a.

 65 Conventional, Islamic
Key Features:
  • Highest Loan to value for this product type
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Nil for upto 25% of principal outstanding

1% for payment over 25% with a maximum of AED.10,000/-
Processing Fee

0.5% of finance amount

 Early Settlement Fee

1% of principal outstanding with maximum of AED. 10,000/-
Valuation Fee

AED. 2,650/- inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165%p.a. on monthly reducing loan  / finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq Retail - Salaried

4.25%p.a. to 4.49%p.a. Fixed for 2yrs based on segment

1.75%p.a. to 1.99%p.a. + 3month EIBOR with min rate of 4.25%p.a. to 4.49%p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with NIL processing fee
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for partial settlement upto 25% of finance outstanding

1% for above 25% with a max of AED.10,000/-
Processing Fee

Nil for Purchase and Buyout transactions

1.00% for Equity release transactions

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a maximum of AED.10,000/-
Valuation Fee

AED. 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq Retail - Self Employed Standard

5.49%p.a. fixed for 2yrs

2.25%p.a. + 3month EIBOR with a min rate os 5.49%p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost.
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1000 Partial Settlement Fee

Nil for upto 25% of the principal outstanding

1% for payments above 25% with a maximum of AED. 10,000/-
Processing Fee

Nil Fee under current promotion

 Early Settlement Fee

1.00% of principal outstanding with a maximum of Aed. 10,000/-
Valuation Fee

AED. 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.15% annually on the monthly reducing balance of the loan

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
RAK : Home in One - 2yrs

4.39%p.a. to 5.24%p.a. fixed for 2 years 

1.94%p.a. to 2.24%p.a. + 3month EIBOR

 80 Conventional
Key Features:
  • Best offset mortgage product.
  • Interest is calculated net-off current account balance.
  • Flexible partial settlement options after fixed rate period.
  • Good branch network and customer service levels.
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

NIL fee for up to 25% every year (after fixed period); else, 1% of the amount settled with a maximum fee of AED 10,000/-.
Processing Fee

0.50% processing fee.

 Early Settlement Fee

1.00% of the outstanding loan amount with a maximum fee of AED 10,000/-.
Valuation Fee

AED. 3,000.00 + VAT

 Salary Transfer no
Life Insurance / Takaful

0.024% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
RAK : Low Docs 2yrs Fixed

4.74%p.a fixed for 2 yrs

1.99%p.a. + 3 month EIBOR

 60 Conventional, Islamic
Key Features:
  • Flexible partial settlement options after fixed rate period.
  • Good branch network and customer service levels.
  • Efficient process and quick TAT
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1% of the amount settled with a maximum fee of AED 10,000/-.
Processing Fee

1.00% of finance amount plus VAT

 Early Settlement Fee

1.00% of the amount settled with a maximum fee of AED 10,000/-.
Valuation Fee

AED. 3,000/- plus VAT

 Salary Transfer
Life Insurance / Takaful

0.024%p.m on monthly outstanding principal

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
RAK Salaried STL 2yrs Fixed

3.89%p.a. to 4.10%p.a. fixed for 2yrs

1.69%p.a. + 3 month EIBOR

 80 Conventional, Islamic
Key Features:
  • Flexible partial settlement options after fixed rate period.
  • Good branch network and customer service levels.
  • Efficient process and quick TAT
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

NIL fee for up to 25% every year (after fixed period); else, 1% of the amount settled with a maximum fee of AED 10,000/-.
Processing Fee

Nil under current promotion

 Early Settlement Fee

1% of the amount settled with a maximum fee of AED 10,000/-.
Valuation Fee

AED. 3,000/- plus VAT

 Salary Transfer yes
Life Insurance / Takaful

0.024% per month on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title ADIB : Salaried STL (Salary Transfer)
Interest / Profit Rate

3.99%p.a fixed for 3yrs
Follow On Rate

1.60%p.a. + 1 month EIBOR with a min rate of 3.10%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : Self-Employed
Interest / Profit Rate

4.99%p.a. fixed for 3yrs
Follow On Rate

2.25%p.a. + 1 month EIBOR with min rate of 3.10%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : Self-Employed / Salaried - Rental Backed
Interest / Profit Rate

6.00%p.a. fixed for 1yr
Follow On Rate

2.00%p.a. + 3 month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Arab Bank : NSTL and Self Employed
Interest / Profit Rate

Salaried : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs

Self-Employed : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs

Other : Additional 0.25% for Equity for salaried clients
Follow On Rate

1.99%p.a + 6month EIBOR with min of 3.75%p.a

Additional 0.50% for Self Employed clients
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Arab Bank STL 2&3yrs
Interest / Profit Rate

3.98% Fixed for 2yrs

4.15% Fixed for 3yrs
Follow On Rate

1.89% +3month Eibor with a minimum rate of 3.24%p.a
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Resident Purchase
Interest / Profit Rate

4.49%p.a. fixed for 3 or 5 yrs
Follow On Rate

1.79%p.a. + 3 month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Commercial Properties
Interest / Profit Rate

6.99%p.a fixed for 3 yrs
Follow On Rate

3.00%p.a + 3 month EIBOR with a min rate of 5.49%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Low Docs Equity - Resident
Interest / Profit Rate

4.59% p.a fixed for 3yrs or 5yrs
Follow On Rate

1.99%p.a. + 3 month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Non-Resident
Interest / Profit Rate

5.49%p.a. fixed for 3yrs
Follow On Rate

2.79%p.a. + 3 Month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD Off Plan Resale
Interest / Profit Rate

4.74%p.a. fixed for 3 yrs
Follow On Rate

1.94%(Sal) to 2.04%(SE) + 3 Month Eibor
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD- STL Resale and Handover
Interest / Profit Rate

3.99%p.a. fixed for 3yrs
Follow On Rate

1.79%p.a + 3 month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title DIB NSTL and Self Employed
Interest / Profit Rate

4.10%p.a Fixed for 3yrs
Follow On Rate

1.5% + 3-month EIBOR for Salaried

1.75% + 3-month EIBOR for Self Employed
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title DIB STL& Buyout
Interest / Profit Rate

3.95% p.a. Fixed for 3 years
Follow On Rate

1% + 3month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Invest : Rental Backed
Interest / Profit Rate

1.75% p.a + 3 month EIBOR
Follow On Rate

1.75% p.a + 3 month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Non-Resident
Interest / Profit Rate

5.99%p.a fixed for 2yrs
Follow On Rate

2.99%p.a. + 3month EIBOR with a min of 5.99%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Non-Resident - Premium
Interest / Profit Rate

5.75%p.a fixed for 2yrs
Follow On Rate

2.99%p.a. + 3 month EIBOR with a min rate of 2.99%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Salaried - Premium
Interest / Profit Rate

3.99% p.a. fixed for 2yrs
Follow On Rate

1.75% + 3month Eibor with min rate of 3.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Self-Employed / Low Docs - Premium
Interest / Profit Rate

5.25%p.a. fixed for 2yrs
Follow On Rate

2.25%p.a. + 3month EIBOR with min rate of 3.99%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq Low Docs
Interest / Profit Rate

5.49%p.a. fixed for 2yrs
Follow On Rate

2.25%p.a. + 3month EIBOR with a min rate of 5.49%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq Retail - Salaried
Interest / Profit Rate

4.25%p.a. to 4.49%p.a. Fixed for 2yrs based on segment
Follow On Rate

1.75%p.a. to 1.99%p.a. + 3month EIBOR with min rate of 4.25%p.a. to 4.49%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq Retail - Self Employed Standard
Interest / Profit Rate

5.49%p.a. fixed for 2yrs
Follow On Rate

2.25%p.a. + 3month EIBOR with a min rate os 5.49%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title RAK : Home in One - 2yrs
Interest / Profit Rate

4.39%p.a. to 5.24%p.a. fixed for 2 years 
Follow On Rate

1.94%p.a. to 2.24%p.a. + 3month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title RAK : Low Docs 2yrs Fixed
Interest / Profit Rate

4.74%p.a fixed for 2 yrs
Follow On Rate

1.99%p.a. + 3 month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title RAK Salaried STL 2yrs Fixed
Interest / Profit Rate

3.89%p.a. to 4.10%p.a. fixed for 2yrs
Follow On Rate

1.69%p.a. + 3 month EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed

EIBOR as on 30 Apr 2025:    1 MONTH: 4.26%   |   3 MONTH: 4.24%   |   6 MONTH: 3.99%   |   1 YEAR: 4.17%